Cognitiva Systems Inc.

ACCEPTANCE#

By accessing or using the Cognitiva Intelligence Platform APIs ("APIs"), you agree to these API Terms of Service ("API Terms"). These API Terms supplement and are incorporated into the Cognitiva Terms of Use.

In Case of Conflict: These API Terms prevail over general Terms of Use for API-specific matters.

1.API ACCESS AND CREDENTIALS#

1.1 API Keys#

Issuance:

API keys issued upon account approval
Unique per application/environment
Revocable at any time

Security: You must:

Keep API keys confidential
Not embed keys in client-side code
Not share keys with unauthorized parties
Not commit keys to public repositories
Rotate keys if compromised
Use environment variables for key storage

Breach: Immediately notify security@cognitiva.systems if key compromised.

1.2 Authentication#

Methods Supported:

API Key (header: X-API-Key)
OAuth 2.0 (for delegated access)
JWT tokens (for service-to-service)

Requirements:

TLS 1.3 required for all API requests
Requests without valid authentication return 401 Unauthorized

1.3 Authorization#

Scope-Based Access:

Different API endpoints require different scopes
Scopes assigned per API key
Least privilege principle

Available Scopes:

intelligence:read - Query AI models
intelligence:write - Submit feedback
data:read - Access analytics
data:write - Submit training data (if licensed)

2.RATE LIMITS#

2.1 Limits by Tier#

Free Tier:

100 requests per day
10 requests per minute
No burst allowance

Business Tier:

10,000 requests per day
100 requests per minute
500 burst allowance

Enterprise Tier:

Custom limits per contract
Burst allowance negotiable
Dedicated capacity available

2.2 Rate Limit Headers#

Responses include:

X-RateLimit-Limit: [requests allowed in window]
X-RateLimit-Remaining: [requests remaining]
X-RateLimit-Reset: [timestamp when window resets]

2.3 Exceeding Limits#

Response:

HTTP 429 Too Many Requests
Retry-After header indicates wait time

Throttling:

Temporary slowdown (not suspension)
Automatic recovery when under limit

Abuse:

Intentional circumvention may result in suspension
Contact api@cognitiva.systems for limit increases

3.API SERVICES#

3.1 Decision Types#

Creator Matching:

Endpoint: /v1/intelligence/match-creator
Input: Campaign requirements, creator profiles
Output: Match scores (0-100), confidence intervals
Latency: <2 seconds target

Payment Risk Detection:

Endpoint: /v1/intelligence/risk-payment
Input: Campaign history, communication patterns
Output: Risk score (0-100), risk factors
Latency: <3 seconds target

Campaign Success Prediction:

Endpoint: /v1/intelligence/predict-success
Input: Campaign brief, creator, timeline
Output: Success probability, key factors
Latency: <3 seconds target

Compliance Monitoring:

Endpoint: /v1/intelligence/scan-compliance
Input: Content, brand guidelines
Output: Compliance score, violations detected
Latency: <2 seconds target

3.2 Request Format#

Standard Request:

POST /v1/intelligence/{endpoint}
Headers:
  X-API-Key: {your-api-key}
  Content-Type: application/json
Body:
{
  "request_id": "unique-client-id",
  "data": { /* endpoint-specific payload */ }
}

Response:

{
  "request_id": "unique-client-id",
  "model_version": "v2.3.1",
  "result": { /* endpoint-specific result */ },
  "confidence": 0.95,
  "latency_ms": 1247,
  "timestamp": "2026-04-17T15:30:00Z"
}

3.3 Versioning#

API Versions:

Current: v1
Format: /v{major-version}/

Deprecation:

6 months notice before deprecating version
Migration guide provided
Overlapping support period

Breaking Changes:

New major version for breaking changes
Backward-compatible changes within version

4.PRICING AND BILLING#

4.1 Per-Decision Pricing#

Standard Rates:

Creator Matching: $0.05 per request
Payment Risk: $0.10 per analysis
Campaign Prediction: $0.15 per prediction
Compliance Scan: $0.08 per scan

Volume Discounts:

10,000+ requests/month: 10% discount
50,000+ requests/month: 20% discount
100,000+ requests/month: Custom pricing

4.2 Billing Cycle#

Monthly Billing:

Billing period: Calendar month
Invoice issued: 1st of following month
Payment due: 15 days from invoice date
Late fee: 1.5% per month

Minimum Commitment:

Free tier: No minimum
Business: $100/month minimum
Enterprise: Per contract

4.3 Usage Tracking#

Dashboard:

Real-time usage statistics
Cost projections
Historical trends
Downloadable reports

Alerts:

Email when approaching limits
Notifications at 50%, 75%, 90% of budget

5.DATA AND PRIVACY#

5.1 Input Data#

What You Send:

Campaign details
Creator information
Content for analysis
Historical data

Our Use:

Process to generate API response
Temporarily log for troubleshooting (30 days)
Aggregate (anonymized) for model improvement
Do NOT use raw input for commercialization

Your Obligations:

You own all input data
You ensure lawful right to send data
You obtain necessary consents
You comply with privacy laws

5.2 Output Data#

API Results:

You receive non-exclusive license to use
We retain ownership of models and methodologies
You may use outputs for internal business purposes
You may NOT reverse engineer models
You may NOT build competing service

Sharing:

You may share results with authorized users
You must attribute: "Powered by Cognitiva Intelligence"
You may NOT resell raw API access

5.3 Model Training#

Feedback Loop:

Actual campaign outcomes may be submitted for model improvement
Submission is optional
Improves prediction accuracy for your account
Anonymized outcomes may improve platform-wide models

Opt-Out:

You may opt-out of contributing to platform-wide training
Your account-specific models still improve from your feedback
Contact privacy@cognitiva.systems to opt-out

6.SERVICE LEVEL AGREEMENT (SLA)#

6.1 Uptime Commitment#

Business Tier:

99.5% monthly uptime

Enterprise Tier:

99.9% monthly uptime (per contract)

Measurement:

Based on successful responses (HTTP 2xx)
Excludes scheduled maintenance
Excludes client errors (HTTP 4xx)

6.2 Performance Targets#

Latency:

95th percentile: <3 seconds
99th percentile: <5 seconds

Accuracy:

Creator Matching: 90%+ precision
Payment Risk: 85%+ detection rate
Campaign Prediction: 75%+ accuracy
Compliance: 95%+ rule detection

Disclaimer: Targets are goals, not guarantees. Models continuously improve.

6.3 Service Credits (Enterprise Only)#

If Uptime Falls Below Commitment:

Uptime %	Service Credit
99.0-99.49%	10% of monthly fee
98.0-98.99%	25% of monthly fee
<98.0%	50% of monthly fee

Claim Process:

Submit claim within 30 days of incident
Provide logs demonstrating downtime
Credit applied to next month's invoice

Maximum Credit: 50% of monthly fee

6.4 Exclusions#

SLA does not apply to:

Scheduled maintenance (48 hours notice)
Force majeure events
Your internet/network issues
DDoS attacks
Issues caused by your code or usage

7.ACCEPTABLE USE#

7.1 Permitted Uses#

You may use APIs to: ✓ Enhance your applications with AI capabilities ✓ Automate decision-making workflows ✓ Analyze campaign performance ✓ Integrate with your internal tools

7.2 Prohibited Uses#

You may NOT:

Technical Abuse: ✗ Circumvent rate limits ✗ Use multiple accounts to exceed limits ✗ Cache responses to avoid billing ✗ Replay old responses as if current ✗ Reverse engineer models ✗ Probe for security vulnerabilities

Commercial Misuse: ✗ Resell API access without authorization ✗ Build competing AI service ✗ Offer API as standalone product ✗ White-label without license ✗ Use for benchmarking competitors

Harmful Content: ✗ Submit illegal content ✗ Submit malicious code ✗ Submit personal data without lawful basis ✗ Submit copyrighted material without rights ✗ Attempt model poisoning

7.3 Enforcement#

Violations Result In:

Warning (first minor offense)
Temporary suspension (repeated or serious)
Permanent ban (severe or illegal)
Legal action (if applicable)

No Refunds: Termination for violations forfeits prepaid fees.

8.WARRANTIES AND DISCLAIMERS#

8.1 Limited Warranty#

We Warrant:

APIs will substantially conform to documentation
We have rights to provide API services
We use commercially reasonable security

Warranty Period: 30 days from first API call

Remedy: If we breach warranty, we will attempt to fix within 15 days or refund current month's fee.

8.2 DISCLAIMER#

AI MODELS ARE PROVIDED "AS IS":

✗ NO ACCURACY GUARANTEE: Predictions may be wrong. Verify independently.
✗ NO FITNESS WARRANTY: Models may not suit your specific use case.
✗ NO COMPLETENESS WARRANTY: Results may not cover all factors.
✗ CONTINUOUS IMPROVEMENT: Models evolve; outputs may change.

YOU ASSUME RISK:

Reliance on API results is at your own risk
Human review recommended for critical decisions
Maintain independent verification processes

EXAMPLES OF DISCLAIMED LIABILITY:

Inaccurate creator match → hired wrong creator
Missed payment risk → experienced payment dispute
Wrong success prediction → campaign failed
False compliance alarm → unnecessary delay

We are NOT liable for business decisions based on API results.

9.SUPPORT#

9.1 Support Channels#

Documentation:

API reference: documentation provided to API customers on request
Code examples and SDKs
Integration guides
Changelog and migration docs

Developer Support:

Email: api@cognitiva.systems
Response time: 2 business days (Business tier), 4 hours (Enterprise)
Technical questions only (not business consulting)

Community:

Developer forum (if available)
GitHub issues for SDKs
Stack Overflow tag: cognitiva-api

9.2 Support Scope#

We Support:

API integration questions
Error troubleshooting
Best practices guidance
SDK usage help

We Do NOT Support:

Your application code (unless consulting contract)
Third-party integration issues
Business strategy advice
Data science consulting (unless contracted)

10.INTELLECTUAL PROPERTY#

10.1 Our IP#

We own:

API code and infrastructure
ML models and algorithms
Training data and methodologies
API documentation
SDK code

You receive limited license to use APIs per these terms only.

10.2 Your IP#

You own:

Your input data
Your application code
Your business logic

You grant us license to:

Process input data to generate outputs
Use anonymized outputs for model improvement
Display your logo as customer (with permission)

10.3 Feedback#

If you provide feedback, suggestions, or feature requests:

We may use freely without compensation
You waive any IP claims
No confidentiality unless separate NDA

11.TERMINATION#

11.1 Termination by You#

How:

Email cancel@cognitiva.systems
Delete API keys from your systems
Cease API calls

Effect:

Access terminates at end of billing cycle
No refund for unused portion
Usage data retained per Privacy Policy

11.2 Termination by Us#

For Cause:

Violation of API Terms
Non-payment (30 days past due)
Fraudulent activity
Security threat
Illegal use

Effect:

Immediate access revocation
No refund of prepaid fees
May pursue legal action

Without Cause:

30 days notice
Pro-rated refund of prepaid fees

11.3 Survival#

Survives termination:

Intellectual Property (Section 10)
Warranties and Disclaimers (Section 8)
Limitation of Liability (Section 12)
Indemnification (Section 13)

12.LIMITATION OF LIABILITY#

MAXIMUM LIABILITY:

Our total liability for API services is limited to the greater of:

Fees paid in 3 months before claim, OR
$1,000 USD

EXCLUDED DAMAGES:

We are NOT liable for: ✗ Indirect, consequential, incidental damages
✗ Lost profits or revenue
✗ Lost data
✗ Business interruption
✗ Reputational harm
✗ Costs of replacement services

EVEN IF:

We were advised of possibility
Limited remedies fail of essential purpose

EXCEPTIONS:

Our gross negligence or willful misconduct
Violation of intellectual property rights
Where prohibited by law

13.INDEMNIFICATION#

13.1 Your Indemnity#

You indemnify us against claims arising from:

Your use of APIs
Your violation of API Terms
Your violation of laws
Your content or data
Infringement of third-party rights

Includes: Legal fees, settlements, judgments.

13.2 Our Indemnity (Enterprise Only)#

For Enterprise customers, we indemnify you if APIs infringe third-party IP rights.

Remedies:

Obtain license for your continued use
Modify APIs to be non-infringing
Replace with non-infringing alternative
Terminate and refund prepaid fees

Exclusions:

Your modifications
Your combination with other services
Continued use after notice to stop

14.CHANGES TO API TERMS#

Updates:

We may update these API Terms
30 days notice for material changes
Notice via email and in the API documentation

Acceptance:

Continued API use after effective date = acceptance
If you object, stop using APIs before effective date

15.MISCELLANEOUS#

15.1 Governing Law#

Texas law governs (excluding conflicts of law). If you are a consumer outside the United States, mandatory protections of your country of residence are not affected.

15.2 Entire Agreement#

These API Terms, together with:

Terms of Use
Privacy Policy
Any Enterprise Agreement

constitute the entire agreement regarding APIs.

15.3 Assignment#

You may NOT assign without our written consent.

We may assign to affiliates or acquirers.

15.4 Severability#

Invalid provisions modified to minimum extent necessary.

15.5 No Waiver#

Failure to enforce does not waive future enforcement.

15.6 Export Control#

You comply with U.S. export laws and regulations.

APIs may not be used in sanctioned jurisdictions.

16.CONTACT#

API Support: api@cognitiva.systems
Technical Docs: documentation provided to API customers on request
Legal: legal@cognitiva.systems

ACCEPTANCE#

BY MAKING YOUR FIRST API CALL, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE API TERMS.

Effective Date: 8 October 2026
Version: 3.0
Last Updated: 8 October 2026

END OF API TERMS OF SERVICE

API Terms of Service

ACCEPTANCE#

1.API ACCESS AND CREDENTIALS#

1.1 API Keys#

1.2 Authentication#

1.3 Authorization#

2.RATE LIMITS#

2.1 Limits by Tier#

2.2 Rate Limit Headers#

2.3 Exceeding Limits#

3.API SERVICES#

3.1 Decision Types#

3.2 Request Format#

3.3 Versioning#

4.PRICING AND BILLING#

4.1 Per-Decision Pricing#

4.2 Billing Cycle#

4.3 Usage Tracking#

5.DATA AND PRIVACY#

5.1 Input Data#

5.2 Output Data#

5.3 Model Training#

6.SERVICE LEVEL AGREEMENT (SLA)#

6.1 Uptime Commitment#

6.2 Performance Targets#

6.3 Service Credits (Enterprise Only)#

6.4 Exclusions#

7.ACCEPTABLE USE#

7.1 Permitted Uses#

7.2 Prohibited Uses#

7.3 Enforcement#

8.WARRANTIES AND DISCLAIMERS#

8.1 Limited Warranty#

8.2 DISCLAIMER#

9.SUPPORT#

9.1 Support Channels#

9.2 Support Scope#

10.INTELLECTUAL PROPERTY#

10.1 Our IP#

10.2 Your IP#

10.3 Feedback#

11.TERMINATION#

11.1 Termination by You#

11.2 Termination by Us#

11.3 Survival#

12.LIMITATION OF LIABILITY#

13.INDEMNIFICATION#

13.1 Your Indemnity#

13.2 Our Indemnity (Enterprise Only)#

14.CHANGES TO API TERMS#

15.MISCELLANEOUS#

15.1 Governing Law#

15.2 Entire Agreement#

15.3 Assignment#

15.4 Severability#

15.5 No Waiver#

15.6 Export Control#

16.CONTACT#

ACCEPTANCE#

Ask a person.