Legal · Cognitiva Systems Inc.

API Terms of Service

INTELLIGENCE PLATFORM API - TERMS OF SERVICE

Cognitiva Systems Inc.
Effective Date: 15 April 2026
Last Updated: 15 April 2026**

ACCEPTANCE

By accessing or using the Cognitiva Intelligence Platform APIs ("APIs"), you agree to these API Terms of Service ("API Terms"). These API Terms supplement and are incorporated into the Cognitiva Terms of Use.

In Case of Conflict: These API Terms prevail over general Terms of Use for API-specific matters.

1. API ACCESS AND CREDENTIALS

1.1 API Keys

Issuance:

Security: You must:

Breach: Immediately notify security@cognitiva.systems if key compromised.

1.2 Authentication

Methods Supported:

Requirements:

1.3 Authorization

Scope-Based Access:

Available Scopes:

2. RATE LIMITS

2.1 Limits by Tier

Free Tier:

Business Tier:

Enterprise Tier:

2.2 Rate Limit Headers

Responses include:

X-RateLimit-Limit: [requests allowed in window]
X-RateLimit-Remaining: [requests remaining]
X-RateLimit-Reset: [timestamp when window resets]

2.3 Exceeding Limits

Response:

Throttling:

Abuse:

3. API SERVICES

3.1 Decision Types

Creator Matching:

Payment Risk Detection:

Campaign Success Prediction:

Compliance Monitoring:

3.2 Request Format

Standard Request:

POST /v1/intelligence/{endpoint}
Headers:
  X-API-Key: {your-api-key}
  Content-Type: application/json
Body:
{
  "request_id": "unique-client-id",
  "data": { /* endpoint-specific payload */ }
}

Response:

{
  "request_id": "unique-client-id",
  "model_version": "v2.3.1",
  "result": { /* endpoint-specific result */ },
  "confidence": 0.95,
  "latency_ms": 1247,
  "timestamp": "2026-04-17T15:30:00Z"
}

3.3 Versioning

API Versions:

Deprecation:

Breaking Changes:

4. PRICING AND BILLING

4.1 Per-Decision Pricing

Standard Rates:

Volume Discounts:

4.2 Billing Cycle

Monthly Billing:

Minimum Commitment:

4.3 Usage Tracking

Dashboard:

Alerts:

5. DATA AND PRIVACY

5.1 Input Data

What You Send:

Our Use:

Your Obligations:

5.2 Output Data

API Results:

Sharing:

5.3 Model Training

Feedback Loop:

Opt-Out:

6. SERVICE LEVEL AGREEMENT (SLA)

6.1 Uptime Commitment

Business Tier:

Enterprise Tier:

Measurement:

6.2 Performance Targets

Latency:

Accuracy:

Disclaimer: Targets are goals, not guarantees. Models continuously improve.

6.3 Service Credits (Enterprise Only)

If Uptime Falls Below Commitment:

Uptime %Service Credit
99.0-99.49%10% of monthly fee
98.0-98.99%25% of monthly fee
<98.0%50% of monthly fee

Claim Process:

Maximum Credit: 50% of monthly fee

6.4 Exclusions

SLA does not apply to:

7. ACCEPTABLE USE

7.1 Permitted Uses

You may use APIs to: ✓ Enhance your applications with AI capabilities ✓ Automate decision-making workflows ✓ Analyze campaign performance ✓ Integrate with your internal tools

7.2 Prohibited Uses

You may NOT:

Technical Abuse: ✗ Circumvent rate limits ✗ Use multiple accounts to exceed limits ✗ Cache responses to avoid billing ✗ Replay old responses as if current ✗ Reverse engineer models ✗ Probe for security vulnerabilities

Commercial Misuse: ✗ Resell API access without authorization ✗ Build competing AI service ✗ Offer API as standalone product ✗ White-label without license ✗ Use for benchmarking competitors

Harmful Content: ✗ Submit illegal content ✗ Submit malicious code ✗ Submit personal data without lawful basis ✗ Submit copyrighted material without rights ✗ Attempt model poisoning

7.3 Enforcement

Violations Result In:

No Refunds: Termination for violations forfeits prepaid fees.

8. WARRANTIES AND DISCLAIMERS

8.1 Limited Warranty

We Warrant:

Warranty Period: 30 days from first API call

Remedy: If we breach warranty, we will attempt to fix within 15 days or refund current month's fee.

8.2 DISCLAIMER

AI MODELS ARE PROVIDED "AS IS":

✗ NO ACCURACY GUARANTEE: Predictions may be wrong. Verify independently.
✗ NO FITNESS WARRANTY: Models may not suit your specific use case.
✗ NO COMPLETENESS WARRANTY: Results may not cover all factors.
✗ CONTINUOUS IMPROVEMENT: Models evolve; outputs may change.

YOU ASSUME RISK:

EXAMPLES OF DISCLAIMED LIABILITY:

We are NOT liable for business decisions based on API results.

9. SUPPORT

9.1 Support Channels

Documentation:

Developer Support:

Community:

9.2 Support Scope

We Support:

We Do NOT Support:

10. INTELLECTUAL PROPERTY

10.1 Our IP

We own:

You receive limited license to use APIs per these terms only.

10.2 Your IP

You own:

You grant us license to:

10.3 Feedback

If you provide feedback, suggestions, or feature requests:

11. TERMINATION

11.1 Termination by You

How:

Effect:

11.2 Termination by Us

For Cause:

Effect:

Without Cause:

11.3 Survival

Survives termination:

12. LIMITATION OF LIABILITY

MAXIMUM LIABILITY:

Our total liability for API services is limited to the greater of:

EXCLUDED DAMAGES:

We are NOT liable for: ✗ Indirect, consequential, incidental damages
✗ Lost profits or revenue
✗ Lost data
✗ Business interruption
✗ Reputational harm
✗ Costs of replacement services

EVEN IF:

EXCEPTIONS:

13. INDEMNIFICATION

13.1 Your Indemnity

You indemnify us against claims arising from:

Includes: Legal fees, settlements, judgments.

13.2 Our Indemnity (Enterprise Only)

For Enterprise customers, we indemnify you if APIs infringe third-party IP rights.

Remedies:

  1. Obtain license for your continued use
  2. Modify APIs to be non-infringing
  3. Replace with non-infringing alternative
  4. Terminate and refund prepaid fees

Exclusions:

14. CHANGES TO API TERMS

Updates:

Acceptance:

15. MISCELLANEOUS

15.1 Governing Law

Delaware law governs (excluding conflicts of law).

15.2 Entire Agreement

These API Terms, together with:

constitute the entire agreement regarding APIs.

15.3 Assignment

You may NOT assign without our written consent.

We may assign to affiliates or acquirers.

15.4 Severability

Invalid provisions modified to minimum extent necessary.

15.5 No Waiver

Failure to enforce does not waive future enforcement.

15.6 Export Control

You comply with U.S. export laws and regulations.

APIs may not be used in sanctioned jurisdictions.

16. CONTACT

API Support: api@cognitiva.systems
Technical Docs: docs.cognitiva.systems/api
Status Page: status.cognitiva.systems
Legal: legal@cognitiva.systems

ACCEPTANCE

BY MAKING YOUR FIRST API CALL, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE API TERMS.

Effective Date: 15 April 2026
Version: 2.0
Last Updated: 15 April 2026

END OF API TERMS OF SERVICE

← All legal documents
API Terms of Service — Cognitiva Systems | Cognitiva