The team

Three disciplines. Decades of experience each. Zero guesswork.

CognitivaOS's execution challenge maps directly onto its three founders. One owns the system — the decisioning architecture, financial linkage, risk infrastructure, and three prior exits to institutional acquirers. One owns the go-to-market — high-touch onboarding at scale, multinational team operations, and freelancer-driven global sales execution across four cultures simultaneously. One owns the technology — platform architecture, engineering, data, AI, and security for regulated, transaction-intensive environments.

Book a demo

Founders

Every walkthrough is run by a founder.

Mike

Co-Founder · System & Architecture

The discipline behind CognitivaOS's cognitive record is scoring model development and structured financial decision systems — built over more than 30 years inside European banking, trade credit insurance, and multi-party credit infrastructure. Three prior companies. Three exits to category-defining acquirers. More than 15 years of advisory service on government-to-government (G2G) projects worldwide, including large infrastructure projects in Europe, Asia, Africa, South and Central America, and the Middle East.

EU Banking Infrastructure · 1995
Trade Credit Insurance · 1998–2000
Exit → Big 4 Audit Company · 2002
Exit → Leading Global Credit Bureau
Institutional Risk: Banking · Insurance · Asset Management
15+ Years G2G Advisory · Worldwide
Large Infrastructure · Europe · Asia · Africa · South & Central America · Middle East

Elke

Co-Founder · Operations & Market Execution

The discipline behind CognitivaOS's multi-market launch is customer operations at scale, multinational team leadership, and global sales execution — built over more than 20 years across international companies, multiple regions, and diverse cultures.

20+ Years Customer & Sales Operations
Multinational Team Leadership
Global Freelancer Sales Networks
Four-Culture Commercial Execution

Roshani

Co-Founder & Chief Technology Officer

Roshani is a technology executive with 20+ years of experience across software engineering, fintech, investment banking, enterprise platforms, and startups. Her international experience spans the United States, India, the United Kingdom, and France, where she has worked across complex financial and technology environments.

At Cognitiva Systems, she leads technology strategy, architecture, engineering, AI, data infrastructure, security, and global platform development. Her background in financial services and investment banking brings deep experience in building secure, scalable, and highly reliable systems for regulated and transaction-intensive environments.

20+ Years Software Engineering & Fintech
Investment Banking & Financial Services
US · India · UK · France
AI · Data · Security · Architecture

Make the deal.
We keep the record.

See it on one of your real deals.

Book a demo About Cognitiva